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stm25rs

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Everything posted by stm25rs

  1. Just did a quick Google and apparently banks have been doing a lot of appraisal waivers since covid started, particularly for situations high down payments, excellent credit buyers, etc.
  2. Are you on a septic tank or sewer line? My water bill is around 70-80/month! I think the big crunch point we'll be looking at with houses is finding a big enough lot that's close enough to the city.
  3. Current house is only about 1400 sqft, and that includes a finished basement, so bigger for us means around 2500, nothing huge. Probably looking at the 450-500k range. Not cheap, but nothing too crazy either. Been fiddling around with some mortgage calculators and it's pretty surprising. My current mortgage is an FHA low down payment, so with PMI, plus Baltimore City's high property tax rate. A 500k house with 20% down payment (no PMI) and in a lower tax county will be right on par with what we pay now.
  4. GF and I are planning to move out of our current place within the next 2 years, targeting early 2022. We've both been living in Baltimore for 7-8 years. Ready for a bigger house, yard for the dog to run around, and some nice outdoor space for ourselves. We'll be staying in the Baltimore region, but moving to the burbs or maybe even further out. We want at least a 1/2 acre, but I'd prefer 2+ acres. Maybe we'll be neighbors with fulton!
  5. Maryland is in "phase 1b" which includes essential employees such as k-12 teachers and school support staff.
  6. I made too much $$$ in 2019 to get anything from this second round check Woe is me
  7. Zuko had a frisbee play date with his buddy Jack this weekend, Jack's owner got some good action shots
  8. Is it possible to post/embed gifs here? Have some video clips I want to post to the pets thread
  9. I haven't been here for 10+ years... but I made an account with this same username at rs25.com back in Jan 2005, so that counts for something, right?
  10. How long until we get the big one, pandemic wise? Like ebola level death rates and covid level contagious?
  11. I guess I missed something boxkita - what got you involved in this slave labor shuttle work?
  12. I went from an LGT to an 07 Acura TL for a couple years (good car but boring) to a 2018 GTI. I do miss the AWD a bit but other than that, the, GTI checks all the boxes the LGT did. Sporty but also fairly luxurious, kind of sleeperish. Stage 1 tune is easy, seems reliable, and adds that extra oomph. Can spend up for a Golf R if you need the AWD, but I love my GTI. I got the DSG which is a very very well done auto, but it is available in manual.
  13. I think guinness would be a good starting point for someone that likes coffee liqueur based cocktails. Not exactly a craft beer but still infinitely better than bud/miller/coors
  14. I don't think that's how viruses work
  15. I got Hyrule Warriors 2 for Christmas. Also revisiting pokemon shield. Only 15 or so more pokemon to compete my pokedex for 400 total What's my age again?
  16. Hollow Earth has a few different flavors. The general gist is that there is terra firma in the core of the planet. Some thinks dinosaurs are still alive there, others think it's an advanced society (human or alien), others thinks it's a top secret place for the elites to gather and diddle little kids.
  17. Maybe even a hollow earther, that's one of my favorite theories
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