ehsnils Posted September 16, 2013 Share Posted September 16, 2013 I'm also glad that they did not question the intake set-up, because in all honesty, my car would have had the same problem with the stock intake. I'm almost certain that water went over the front of the hood. I also noticed that there was water sitting in the depressions on the top of the block, and on the top of the intake manifold when I got to the shop. At that depth it wouldn't have mattered if it was stock or not. Link to comment Share on other sites More sharing options...
fishbone Posted September 16, 2013 Share Posted September 16, 2013 Of course I know what the term means. He said the cop looked at him angrily and if you don't do what a cop tells you, then you end up with a consequence Strictly speaking, implied threat is suggestion of harmful intent. I'm not wanting to mince words here but terms should not be thrown around lightly. If you want to argue implied threat then you'd better be prepared to show the officer somehow suggested he was going to harm you if you did not comply with a request. I've handled my share of subrogation claims going after cities and I can tell you they resist payment and accepting negligence big time, mainly because they don't like precedent of any kind. Op is in good hands with USAA, he should just let it play out at this point. I would not worry about pushing any sort of investigation unless the rep tells me chances are nil that I would get my deductible back. At that point I would push to get some answers. Link to comment Share on other sites More sharing options...
fishbone Posted September 16, 2013 Share Posted September 16, 2013 I'm also glad that they did not question the intake set-up, because in all honesty, my car would have had the same problem with the stock intake. I'm almost certain that water went over the front of the hood. I also noticed that there was water sitting in the depressions on the top of the block, and on the top of the intake manifold when I got to the shop. I completely understand the situation you were in, and that you felt pressured to proceed forward at the cop's apparent insistence. But, if it were me, with water that high, I would have stood my ground and let them walk over to me if he wanted to, and called him an idiot to his face. It is obvious to me he didn't give a shit about the safety of others, he just wanted the intersection cleared and traffic moving. If I were USAA I would go after them with everything I've got. Link to comment Share on other sites More sharing options...
PutnamCO Posted September 16, 2013 Author Share Posted September 16, 2013 Op is in good hands with USAA, he should just let it play out at this point. I would not worry about pushing any sort of investigation unless the rep tells me chances are nil that I would get my deductible back. At that point I would push to get some answers. Yes, USAA has always been phenomenal. I was told that I would not get my deductible back, are you saying that I should push for getting it back? Link to comment Share on other sites More sharing options...
fishbone Posted September 17, 2013 Share Posted September 17, 2013 It's a catch-22. A comprehensive loss generally does not get subrogated, a collision loss does because there is negligence involved. It is to your benefit for the claim to be a comp loss since that is not a surchargeable loss, but at the same time you get nicked for your deductible. Link to comment Share on other sites More sharing options...
PutnamCO Posted September 17, 2013 Author Share Posted September 17, 2013 Gotcha. Maybe after they cut the check I'll bring up the idea to see what they say. Thanks again for your help with this. Link to comment Share on other sites More sharing options...
PutnamCO Posted October 16, 2013 Author Share Posted October 16, 2013 Wanted to post an update. USAA cut me a check, and I promptly bought all the parts on my wish list for an engine build along with a 6mt from an 04 STI. Just finished everything today, and am feeling very lucky USAA covered everything. Here's my build thread. http://legacygt.com/forums/showthread.php/build-critique-and-questions-213763.html?t=213763&highlight=engine+build+critique Link to comment Share on other sites More sharing options...
urfsin Posted October 18, 2013 Share Posted October 18, 2013 Glad your insurance company took care of you PutnamCo! Also glad you did not try to sue the city and / or officer and chase a ghost. Slide It Sideways Link to comment Share on other sites More sharing options...
PutnamCO Posted October 18, 2013 Author Share Posted October 18, 2013 Glad your insurance company took care of you PutnamCo! Also glad you did not try to sue the city and / or officer and chase a ghost. Thanks! Yeah, it was not worth my time/energy/money to pursue that. Link to comment Share on other sites More sharing options...
bigjweb Posted October 23, 2013 Share Posted October 23, 2013 car updates? Link to comment Share on other sites More sharing options...
PutnamCO Posted October 24, 2013 Author Share Posted October 24, 2013 Yes, there are updates, just forgot to post them in this thread. I got the insurance money, and decided to make some upgrades. I documented them in this thread: http://legacygt.com/forums/showthread.php/build-critique-and-questions-213763.html Post #14 has the update. Link to comment Share on other sites More sharing options...
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