Dishwasher

That's gonna go well. Sorry for the trouble man. Hope they hang that dude.

You can collect under your collision coverage for property damage. Liability coverage is specifically for people you hurt or property you damage. You can’t hurt yourself or damage your own property and then collect for it. It’s strictly for your liability to others. The 25/50 policy limit is only for liability coverage. Collision coverage is limited to the actual cash value of the vehicle. There’s a sticky here called “Insurance and You!” I wrote a while back if you’re interested in how US insurance law works.

The at fault driver can't collect under his own liability policy. (Imagine a world where you could do that, I would get a $2 million policy and go crash my car tomorrow). Yeah man I hate to say it, but your attorney isn't really explaining this process very well to you. I'll explain why, but it's going to take an essay. The abbreviated version is, the most she can get is $25k, and in Washington the ability to build your injury claim to $25k is extremely easy, and doesn't require legal expertise. The long version is here. Washington does have a 25/50 state limit. Insurers in Washington are required by law to provide you their insurance policy limits information, and a copy of the insurance policy. Get it, and confirm their policy limits. With regard to the property damage claim, go through your own insurance company. Otherwise you're going to get a pro-rated amount from the at fault insurance company that's not going to come close to covering the value of your vehicle. Let your insurance company take the hit, and deal with the bullshit of pro-rata settlements on minimum limits policies. With regard to the injury, your attorney is at the very least going to recover 1/3rd of what your wife is entitled to for the injury claim. The percentage goes up from 33% if a lawsuit is filed. The maximum your wife can recover is $25k for her injuries. If your wife has $15,000 in medical bills, the other party's insurance company will cut you a check for $25,000. The attorney will take their third first ($8,250), so then you will have $16,750. $15,000 will then go to your medical providers (or PIP subrogation), now you get to keep $1,750. Wooohooo. You just paid an attorney $8,250 to get you $1,750. This why attorneys make shit loads of money, and you see their billboards everywhere. If you're dealing with a minimum limits policy, do not under any circumstances retain counsel. If liability isn't in dispute, you can always just get an attorney later if you're getting screwed. Just be a little smart, do a little research, call your buddy Dishwasher, and get your self the $10k you were supposed to get. Other factors that are important, an attorney isn't going to spend more than about 30 minutes to an hour on your case prior to litigation. The odds of them filing suit are low especially on a min limits policy. An attorney will take at least 6 months after you're done treating to get your claim done and a settlement done. They are rarely motivated to help you, especially on a min-limits case. Good luck man.

This happened stateside. Glad to hear Canada has such reasonable limits, unfortunately in the US that's just not the case. Here adjusters will ask how many impacts the car in front felt. If the person in front says they felt one impact, then it was a chain reaction accident and the rear most vehicle is at fault. If the person felt 2 impacts then that means he/she was rear ended by the middle vehicle first, then rear ended again once the rear most vehicle hit the middle vehicle and forced it into the third vehicle. We will then see if the damage to the vehicle gives us any clues to impact severity, and also ask the front vehicle driver to describe the nature of the impacts and determine which was more severe. .

No. Only the liable party's insurance pays out. Some states have joint and several, but the other parties have to at least have some liability for that to factor in. A chain reaction rear end accident only has 1 at fault party. The minimum policy limit in Mass is $20k per person/$40k per accident on BI. $250k isn't the minimum limit anywhere as far as I know. That would be absolutely insane. Commercial trucks have a minimum limit of $750k, but that's a different animal. If the tortfeasor (at fault party) has minimum limits than their insurer is going to cut a check for their limits and close their file. Getting an attorney will not change this fact, it will only entitle the attorney to a check for 1/3rd of $20k. I'm hopeful that Box has UIM as that's really the only way he's going to get a decent recovery on the claim.

Yikes, hope she's okay. Take care of your family, the claim can wait. The statute of limitations runs 3 years from the date of loss in Mass. From the noises the at fault party's insurance company is making it sounds like the other party simply doesn't have adequate insurance. This makes getting an attorney just a matter of handing them 1/3 of the money you'd get from them anyway. Not a good plan. Hopefully you have UIM coverage. PM me if you wanna discuss the nuances of the case, always happy to help. Auto Insurance is my bread and butter.

You called?

So it didn't make you climax?

I don’t pump iron, I am iron. -Hasbulla

What happens when that window decides to “Aight ima head out” at 60mph?

Planned obsolescence.

yeah it's a 56 liter, I like it because I can put my helmet and my wife's helmet in there at the same time. It's a 2015 Yamaha FJ09. Nowadays they call it a Tracer 900. I'd say it's kind of a mix of a commuter bike with a hooligan bike. The crossplane inline 3 is hilariously torquey. Upright riding position makes it comfortable for longer journeys, and comfortably seats my wife and I. The bike is still pretty light at <500 lbs wet. If I were to trade up the Harley Pan America seems pretty appealing, but that is many $$$$. If wanted a bike with an inline 4 I'd take a hard look at the Yamaha MT10. That crossplane 4 sounds like magic. Reminiscent of the Honda V4s of the 90s.

That's how the pilgrims watched movies. How old school.

Did some work on the Fudge this off-season. Givi top box with integrated brake lights Fender eliminator Integrated tail light with integrated turn signals and strobe Low profile front led turn signals Fun little projects for a fun bike.

The Dark Knight is still the best Batman movie.

Yeah the whole industry is a mess. I have no love for shops.

As an insurance adjuster I can tell you that vehicle repairs are an absolute nightmare right now. Our rental budgets are completely blown out of the water by parts on back order. I don't know how shops are dealing with it, but on our end we're getting killed on rentals. I try and total everything I can. I have a claimant still in a rental since August because one piece is missing for the trunk.

Is that from the Cosby collection?

Still waiting on a reply from LegGTLT...

CPO it should be under warranty still right? If so, where's the loaner?

Luckily Peacemaker is scratching the itch as of late. John Cena is excellent as Peacemaker, as is Freddie Stroma’s Vigilante. If you want a proper amount of violence and super hero fuckery look no further. I especially enjoyed Peacemaker’s rant on how Batman is a pussy. Spot on.

You guys still like driving these things? It's been so long. It's get a slightly burnt valve so it prolly needs a rebuild with 120k miles.

Dunno. Haven’t started it since last March.

Got a $200 offer on my legacy Gt. Thinking of taking it.