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05 gt limited insurance


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There are too many factors that affect insurance premiums and the car make/model is only one of them. For example, replacing my current '02 Honda Civic EX Coupe with '05 LGT Limited Sedan affects:

Liability -$4.00

Comprehensive +$15.00

Collision +$8.00

PIP -$7.00

Total premium increase $12/6 month.

 

I can guess that becase the insurance company thinks that AWD decreases chance of collision, better driver protection decreases injuries, but the car is more expensive to repair/replace.

 

But the base rate could be very different for you.

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It is based on a number of things. . .Example

 

2007 Impala SS 330/6 months for full coverage (me, male driver)

 

2003 VW Passat 370/6 months for full coverage (her, female driver)

 

Explain that one to me. . .Foreign cars are a little pricier than american because parts cost more, are harder to find, even if the american car is a lot more powerful and dangerous.

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funny i can't remember the exact figures but roughly...

 

05 STI - $385/3 months

05 LGT - $225/3 months

05 RX8 - $185/3 months

Vir Est Fatum Ut Perficio Concepta Suus Progenies. - Man is destined to fulfill the capacity of his lineage (i.e. Darwinism):rolleyes:

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Orange County (California) $740 and change per year with AAA. Just turned 30, no points, single male (divorced), multi-vehicle discount. Can't remember the coverage amounts offhand but they do raise the premium around 25% over the basic California required minimum.

 

Aloha

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