05sublegacygt Posted June 21, 2005 Share Posted June 21, 2005 Just wonderin if a couple guys wanna meet sometime in June somwhere around Ocean/Monmouth/Burlington county or something.. I live in Toms River and havent seen any1 with a Lgt yet.. Well except for like 1 or 2 old people (like 60). Well im just trying to get something started.. No fun with no other Leggys Link to comment Share on other sites More sharing options...
skubdu Posted June 22, 2005 Share Posted June 22, 2005 Just set it up and we'll be there. Link to comment Share on other sites More sharing options...
Guest JessterCPA Posted June 22, 2005 Share Posted June 22, 2005 Ya. I would be up for something. Lets all meet at Seaside, and cruise the strip like we used to do back in High School! Seriously though, if you know of somewher down there good to meet, we can set up a caravan up here & all go down there together. Could be great!. Jesse Link to comment Share on other sites More sharing options...
j.reed Posted June 22, 2005 Share Posted June 22, 2005 I'm on the border of Camden/Atlantic County, I could come. Link to comment Share on other sites More sharing options...
mmm def Posted June 22, 2005 Share Posted June 22, 2005 I'll make the trip down, how about a hooters or something? Link to comment Share on other sites More sharing options...
AreEyeSeeKay Posted June 22, 2005 Share Posted June 22, 2005 We could hang out with all the cool kids in their Civics at the White Castle on Rte. 37 In Toms River! Link to comment Share on other sites More sharing options...
jerseyglock Posted June 22, 2005 Share Posted June 22, 2005 Sure.. I'm in Monmouth. I just had my dp and center installed by Precision Tuning. Link to comment Share on other sites More sharing options...
Mblock66 Posted June 22, 2005 Share Posted June 22, 2005 I am in Hunterdon county and my folks have a shore home in Mantaloking so I am down there quite often. I could be up for a meeting. Although I have no goodies on my car yet I would be like the retarded guy with the stock car at a mod show hahaha. Getting smoked all the way down there by all you stage II fellas Link to comment Share on other sites More sharing options...
mmm def Posted June 22, 2005 Share Posted June 22, 2005 StageII soon enough... I saw you at Polar Cub a few months ago, you were with your lady and I was leaving. That place kicks arse!! Link to comment Share on other sites More sharing options...
Mblock66 Posted June 22, 2005 Share Posted June 22, 2005 Hahaha did you really! That is too funny. Yeah that place totally kicks arse. If you know where the PC is then you are walking distance to my house. Now you know where I live. Oh and my 30,000 Home Equity Line of Credit was approved and signed today!!! woot. Stage II is right around the corner now! I need $26,964 to pay for the car, monthly payments of $134 and it will be paid for in 3 years and 3 months hahhah I love it! Best way to buy a car, tax deductible too. Going to buy the AP and pullies in less then a week! Link to comment Share on other sites More sharing options...
mmm def Posted June 22, 2005 Share Posted June 22, 2005 Yeah I drive the 25 min for PC instead of 5 to DQ, it's totally worth it! Usually I go beat some Golf balls at the range and then head over for some ice cream. Awesome on the approval, $134/month is great. Link to comment Share on other sites More sharing options...
Mblock66 Posted June 22, 2005 Share Posted June 22, 2005 Yeah I just hit some balls last night with the woman. It was a good time. We should have a Polar Cub LGT meet Edit: Wow I just realized how that could have sounded hahahahah oh well you read it how you want to Link to comment Share on other sites More sharing options...
Guest JessterCPA Posted June 22, 2005 Share Posted June 22, 2005 Hahaha did you really! That is too funny. Yeah that place totally kicks arse. If you know where the PC is then you are walking distance to my house. Now you know where I live. Oh and my 30,000 Home Equity Line of Credit was approved and signed today!!! woot. Stage II is right around the corner now! I need $26,964 to pay for the car, monthly payments of $134 and it will be paid for in 3 years and 3 months hahhah I love it! Best way to buy a car, tax deductible too. Going to buy the AP and pullies in less then a week! Sorry to be the geek here but $134/month for 39 months does not pay off a $27,000 loan, unless it has negative 79% interest. Is there something I am missing? BTW..where is PC? Jesse Link to comment Share on other sites More sharing options...
05sublegacygt Posted June 22, 2005 Author Share Posted June 22, 2005 Holy shit I did not know this many people lived around me.. Seriously I get all my stuff done by Precision Tuning.. I have their sticker on my car :oP and they actually just made a adapter plate for my turboxs RFL i just ordered.. I got my UP and DP done there.. but seriously I say we all meet somewhere on rt.37 im always out there.. I can def get some nice ass cars to come out as well..How bout like on a friday or saturday night like 9ish...? Like within the next couple weeks, like next weekend if its kool with every1 else.. I gotta wait for my BOV and my Perrin intake to come in ;o) Link to comment Share on other sites More sharing options...
Mblock66 Posted June 23, 2005 Share Posted June 23, 2005 Sorry to be the geek here but $134/month for 39 months does not pay off a $27,000 loan, unless it has negative 79% interest. Is there something I am missing? BTW..where is PC? Jesse Yeah you are missing something b/c I didn't disclose it. I am a finance guy (financial analyst actually) and this is the thing........ If you take a HELOC (home equity line of credit) at Prime -.51%, which is the rate I got, that makes my interest 5.49% on the loan. Now I have all my savings in ING Direct and my 401k. ING is making 3.0% right now and my 401k is making over 10%. Also the 5.49% is income tax deductible. So with my regular $ making 3% and my loan is a tax deductible 5.49%, that will "almost" break even in the long run. So with interest only payments due each month to the bank for the HELOC it is cost free financing for me. Ok with that said I have basically now borrowed $ for free. Each April I get a tax return and a bonus so I will just throw $5000 at the car and possibly put another $25 to $50 towards it a month and in 3.25 years it will be done (because I put $5000 down now too) Tah dah....... gotta love owning a home Link to comment Share on other sites More sharing options...
Guest JessterCPA Posted June 23, 2005 Share Posted June 23, 2005 Yeah you are missing something b/c I didn't disclose it. I am a finance guy (financial analyst actually) and this is the thing........ If you take a HELOC (home equity line of credit) at Prime -.51%, which is the rate I got, that makes my interest 5.49% on the loan. Now I have all my savings in ING Direct and my 401k. ING is making 3.0% right now and my 401k is making over 10%. Also the 5.49% is income tax deductible. So with my regular $ making 3% and my loan is a tax deductible 5.49%, that will "almost" break even in the long run. So with interest only payments due each month to the bank for the HELOC it is cost free financing for me. Ok with that said I have basically now borrowed $ for free. Each April I get a tax return and a bonus so I will just throw $5000 at the car and possibly put another $25 to $50 towards it a month and in 3.25 years it will be done (because I put $5000 down now too) Tah dah....... gotta love owning a home OK. I see what you are doing. I did an amortization of the loan, and it didnt work out so I was like WTF??? If you are throwing extra principal at the loan, then you could chunk it down quickly. My HELOC is a 4.25 I think, and taking the fed tax deduction (no state deduction in NJ ), you are down in the high 2's. Nice to do, but I really do not like eating equity for anything but equity building items. It just makes me uncomfortable. Personal choice. Us financial guys are going to drag this thread down. Sorry! Jesse Link to comment Share on other sites More sharing options...
blkwag Posted June 23, 2005 Share Posted June 23, 2005 I'll meet just let me know when & where. My Aunt and Unkle live in Ocean City. Only problem it is a dry town NO BEER. Link to comment Share on other sites More sharing options...
Mblock66 Posted June 23, 2005 Share Posted June 23, 2005 4.25? that is insane if that is right. That is prime minus 1.75 that can't be right. But if so.......WOW Link to comment Share on other sites More sharing options...
05sublegacygt Posted June 23, 2005 Author Share Posted June 23, 2005 Yo jerseyglock.. is your name Jimmy, and were you at Precision Tuning yesterday to get that Lachute put on? Link to comment Share on other sites More sharing options...
Guest JessterCPA Posted June 24, 2005 Share Posted June 24, 2005 4.25? that is insane if that is right. That is prime minus 1.75 that can't be right. But if so.......WOW I'll go check it out to confirm, but I think that is what I am at. It sits unused, so I don't monitor it real close, but always have an idea where it's at in case I need to use it. Jesse Link to comment Share on other sites More sharing options...
jerseyglock Posted June 24, 2005 Share Posted June 24, 2005 05sublegacygt, Yes, what's sup. Link to comment Share on other sites More sharing options...
05sublegacygt Posted June 25, 2005 Author Share Posted June 25, 2005 nothin much man, Rich was tellin me a kid with a nice blue wagon was in there gettin a luchute put on and it sounds sick.. ill be there tom mornin for my blowoff valve. :o) We should meet up 1 day or something Link to comment Share on other sites More sharing options...
jerseyglock Posted June 25, 2005 Share Posted June 25, 2005 05sublegacygt, Not sure why Rich called me a "kid". lol. Sure why don't we all meet in July and a place big enough for everyone to park and have a good time. Where is Bayville at?? Jerseyglock Link to comment Share on other sites More sharing options...
05sublegacygt Posted June 25, 2005 Author Share Posted June 25, 2005 like If you know wherer Toms River is, its just farther south down Rt.9.. Like it goes Toms river - Beachwood - Bayville, im like 10 min from Ocean county mall Link to comment Share on other sites More sharing options...
jerseyglock Posted June 25, 2005 Share Posted June 25, 2005 Yeah, its not that far. lol. Maybe we should ask Rich (Precision Tuning) to put up a weekend BBQ party, so we can hang out and have service done at the same time... Link to comment Share on other sites More sharing options...
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