Thanks, I appreciate your insights on Subaru reliability and mostly agree on extended warranties. That said, I had negotiated a price below $2000 for the 10/100k Subaru Security Plus w/ $0 deductible and, based on my own experience, thought that was an acceptable "gamble."
I probably should have been more clear that I'm not willing to pay retail for one of these contracts but getting one at 1/2 price is a different conversation. Admittedly, I have very limited experience w/ Subarus only having purchased my mother's first Legacy when my daughter turned 16. That said, I have bought a couple heavily discounted Honda/Acura-brand warranties and they've ALWAYS paid off. Again, you have to do your homework and get them at discount. I'd have lost money every time paying MSRP.