sexylegacy Posted July 3, 2006 Share Posted July 3, 2006 26, American Family. I think about 550 or so every 6 months. It come out to about 185 a month for full coverage, 250 deducts 500K on all. That's for my Legacy, my wife's 97 Pathfinder SE 4X4 and my 92 F-250 Heavy Duty. We both have perfect records, no tickets/accidents in the past 6 years, all the usual discounts:multi-vehicle, over 25, married, etc... Makes me wonder if I am paying too much, but my agent Kristl is the best lady and is always there if I have a question. Can't put much of a price on great service. Link to comment Share on other sites More sharing options...
lookslikeanevo Posted July 3, 2006 Share Posted July 3, 2006 mercury insurance, 22, 2 claims not at fault, 1 ticket, 500 deductible, i believe its 250/250/250 with uninsured motorist and no rental, 176/month thats about 1056/6 month, not bad given my record Current:MY05 SWP wagon - 253/290 UP, AEM CAI, Invidia Q300, tuned@yimisport OLD: MY06 GRP - 274/314 Link to comment Share on other sites More sharing options...
cobra commander Posted July 3, 2006 Author Share Posted July 3, 2006 This will be pointless because you neglected the following questions: Any tickets? Any accidents? Where do you live? What are your deductibles? What are your coverages? What other policies do you hold with your provider? How far from work do you live? What special discounts do you qualify for? How many vehicles do you insure? Answer all of those and you're starting to get close to the full equation of what goes into your insurance rates. Uh.. not really. I got a pretty good idea so far that I'm going to be paying out of the ass since I'm only 19. I have a clean record; been driving for 3 years... Still I think I'm gonna get screwed on insurance regardless, upon reading some responses. Link to comment Share on other sites More sharing options...
cobra commander Posted July 3, 2006 Author Share Posted July 3, 2006 By the way, I have Mercury insurance... my current insurance is just non-coverage for me, full coverage for anyone else. I am 19. I currently drive a 1991 Volvo. Was looking to get full coverage and Mercury quoted me for a 2006 Subaru $1,572 for 6 months... Does that seem fair even with my clean record? (No accidents, tickets, etc) Plus the good student reward thing.. Link to comment Share on other sites More sharing options...
cobra commander Posted July 3, 2006 Author Share Posted July 3, 2006 This thread is useless without location. It will change numbers just as much as age and carrier. Link to comment Share on other sites More sharing options...
lookslikeanevo Posted July 3, 2006 Share Posted July 3, 2006 You also have to account that Everything costs more in california... insurance falls under that rule of thumb also.. but really, i dont think your onna get that screwed on it...just need to find the right company Current:MY05 SWP wagon - 253/290 UP, AEM CAI, Invidia Q300, tuned@yimisport OLD: MY06 GRP - 274/314 Link to comment Share on other sites More sharing options...
t0ad Posted July 3, 2006 Share Posted July 3, 2006 By the way, I have Mercury insurance... my current insurance is just non-coverage for me, full coverage for anyone else. I am 19. I currently drive a 1991 Volvo. Was looking to get full coverage and Mercury quoted me for a 2006 Subaru $1,572 for 6 months... Does that seem fair even with my clean record? (No accidents, tickets, etc) Plus the good student reward thing.. ouch. I feel your pain, it sucks being a single male under 25 Link to comment Share on other sites More sharing options...
godwhomismike Posted July 3, 2006 Share Posted July 3, 2006 25 and $980 every 6 months Link to comment Share on other sites More sharing options...
rabydanimal Posted July 3, 2006 Share Posted July 3, 2006 23, $51 a month in MA Link to comment Share on other sites More sharing options...
feesh Posted July 4, 2006 Share Posted July 4, 2006 27, one accident 2 yrs ago, 127/mo. 100k/300k $1000 deductible. Liberty Mutual. Will get reduced 10% when I move into my house in a month. In California. Link to comment Share on other sites More sharing options...
SubLo Posted July 4, 2006 Share Posted July 4, 2006 http://legacygt.com/forums/new-england/28694-your-insurance-premiums-tri.html ________________________________________________ [URL="http://legacygt.com/forums/vbpicgallery.php?do=view&g=1980"]'05 BSM OBXT Row-your-own, W.I.P. :rolleyes:[/URL] [URL="http://legacygt.com/forums/vbpicgallery.php?do=view&g=1242"]'06 Shrek B # 64 - The car the wife loved to hate :( Sold...[/URL] Link to comment Share on other sites More sharing options...
jzirkel Posted July 4, 2006 Share Posted July 4, 2006 50+ age, $450 for 6 months, Mercury Insurance in Las Vegas. New '06 Spec.B is cheaper to insure than my '04 WRX Wagon... John Link to comment Share on other sites More sharing options...
Cynder Posted July 4, 2006 Share Posted July 4, 2006 State Farm - Alaska Age: 36 Driving Record: 0 points, no accidents Comprehensive coverage includes glass replacement, $500 collision deductable, No deductable for any other claims. Uninsured coverage and state minimums for injury/damage liability. Cost: $798 for 6 months. Link to comment Share on other sites More sharing options...
Rollin Wes Posted July 5, 2006 Share Posted July 5, 2006 26 y/o No driving record South Carolina Allstate Deduct = $250/$250 Coverage I think = $100,000/$100,000 Full coverage on everything plus other bells and whistles $324 every 6 months About $200 less than my 04 Pont. Grand Prix GTP Link to comment Share on other sites More sharing options...
jbowman Posted July 5, 2006 Share Posted July 5, 2006 29, not the best driving record. Don't know exact quote as I just got it, and have to call it in and give them the VIN later today. However, before the purchase, I checked with my insurance company (Allstate) and they said I'd save $464 every 6 months if I traded in my WRX and got the Legacy GT. Link to comment Share on other sites More sharing options...
G.T.Subie Posted July 5, 2006 Share Posted July 5, 2006 ^I think Allstae is kind of expensive. I used to have them, you should shop around. Denial is your best friend Link to comment Share on other sites More sharing options...
Magruder Posted July 5, 2006 Share Posted July 5, 2006 62; $248 in NH; Maine Mutual; $300K; 500 ded collision. Link to comment Share on other sites More sharing options...
chuckzul Posted July 5, 2006 Share Posted July 5, 2006 45 USAA $120/6 mos Link to comment Share on other sites More sharing options...
Major Posted July 5, 2006 Share Posted July 5, 2006 27 Bélair Direct ( Canada ) 600 $ (CAD) / 6 month Link to comment Share on other sites More sharing options...
jbowman Posted July 6, 2006 Share Posted July 6, 2006 ^I think Allstae is kind of expensive. I used to have them, you should shop around. I'm waiting a bit, as I may be selling my house and moving out of the country in a year or two. I got the multiple policy discount right now, and most other insurance places won't look at me for another year because of a large comp claim I have Link to comment Share on other sites More sharing options...
cotterpins007 Posted July 6, 2006 Share Posted July 6, 2006 Was with Progressive until April 06 @ $1,663 for 6 months. Now tih Geico @ $875 per 6 months. Those Geico commercials where true for me, That was a happy day for sure@ Link to comment Share on other sites More sharing options...
aldouse Posted July 6, 2006 Share Posted July 6, 2006 23 Bay Area, CA 21st Century Full Coverage w/ $500 ded. $670/6months Clean Record (not sure if fix-it tickets count as a point on the record.. doubt if they do.) -- yay for the sig! -- my garage! Link to comment Share on other sites More sharing options...
Mr. T Posted July 6, 2006 Share Posted July 6, 2006 46 Minnesota Sentry Insurance Full Coverage with $1000 ded. (with $0 on glass) No tickets $359/6 mos Link to comment Share on other sites More sharing options...
wukindada Posted July 6, 2006 Share Posted July 6, 2006 Another item that will def affect your rates is your Beacon Score Toyota 6EATS .........SUCK!!!!!! Link to comment Share on other sites More sharing options...
elpete77 Posted July 6, 2006 Share Posted July 6, 2006 29 100/300 500 ded USAA $390/6 mos. w/clean record in AZ, home of the non-insured driver Link to comment Share on other sites More sharing options...
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